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AG Employee Benefits & Health Care is one of the few insurers in Belgium that offers custom-designed solutions in Branch 21 and Branch 23. These two types of investments are actually quite complementary.
Interested? Want to find out more?
What are the differences between Branch 21 and Branch 23?
Although they share a number of similar characteristics, the main distinguishing factors between Branch 21 and 23 are as follows:
agbase-product-comparison-criteria
Branch 21: solutions with a guaranteed return
Branch 23: spotlight on investment fund-related solutions
guaranteed interest rate
V
X
Profit-sharing
Possible profit-sharing
No profit-sharing (higher possible return)
Risk profile
Defensive
Defensive to dynamic
Sustainable investment
V
V
Branch 21: solutions with a guaranteed return
agbase-product-comparison-criteria
guaranteed interest rate
V
Profit-sharing
Possible profit-sharing
Risk profile
Defensive
Sustainable investment
V
agbase-product-comparison-criteria
guaranteed interest rate
X
Profit-sharing
No profit-sharing (higher possible return)
Risk profile
Defensive to dynamic
Sustainable investment
V
Branch 23: spotlight on investment fund-related solutions
agbase-product-comparison-criteria
guaranteed interest rate
V
Profit-sharing
Possible profit-sharing
Risk profile
Defensive
Sustainable investment
V
agbase-product-comparison-criteria
guaranteed interest rate
X
Profit-sharing
No profit-sharing (higher possible return)
Risk profile
Defensive to dynamic
Sustainable investment
V
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