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How to keep growing my supplementary pension nest egg?

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It’s no secret that retirement often comes with a sharp drop in income compared to our final salary. Still, most of us hope to preserve the lifestyle and habits that matter to us as we enter this new phase in our life. If your employer has had the foresight to take out a group insurance plan for you, you can cash in on this extra nest egg when you retire.

Estimate your monthly needs 

Before retiring, it’s worth estimating how much you’ll need to maintain your lifestyle. Once you've retired, you'll have more free time for your leisure activities… but you may also have higher healthcare expenses to cover.

Once you've monetised these factors, you'll have a ballpark figure of how much you'll need to live out the rest of your days in comfort. You may You may then decide that you do not immediately need a — more or less significant — portion of your group insurance.. In this case, it might be wise to reinvest it to keep your capital working for you.

Your capital doesn’t have to stop working when you do              

If your employer has set up a supplementary pension for you with AG, it also comes with exclusive access to AG Privilege Invest.

With AG Privilege Invest, you get a team of experts by your side to help you understand your group insurance payment options and the associated tax implications.

And AG Privilege Invest goes even further, with personalised support and flexible financial solutions, tailored to your investor profile and objectives, to help you make the most of your supplementary pension capital over time.

Want to find out more? The AG Privilege Invest team will be happy to provide you with personalised advice and guidance.

Click here for more information on the Privilege Invest service.