Hospicare Flexible
With Hospicare Flexible, select your covers and deductibles and take advantage of extensive coverage and a variety of benefits via the MyAG Employee Benefits app.
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Ambucare Flexible outpatient care insurance
Refunds for outpatient medical care expenses, all year round. Keep your staff well protected with this group plan – anytime and anywhere – even outside of a hospital stay.
What's in it for you?
Comprehensive protection, even abroad
Coverage that goes above and beyond traditional hospitalisation insurance by refunding your staff members' outpatient care expenses, even for treatment outside of a hospital setting or in a foreign country.
All benefits in one handy app
With MyAG Employee Benefits, your staff members can access their benefits anytime and anywhere, via their computer or app. They can also use the app to get services that boost their mental resilience and physical well-being (only via the app).
A custom-designed, flexible solution
A modern healthcare solution for your staff members. It's up to you to set the reimbursement rate, maximum caps and the deductible, depending on your budget and the needs of your staff members. On top of comprehensive covers, your staff members can use the MyAG Employee Benefits app to take advantage of special health services: My Mind by AG for their mental well-being, My Care by AG as their digital doctor, and My benefits for exclusive offers from AG's healthcare partners.
An ideal alternative solution to a bonus
Ambucare Flexible helps differentiate your company in the war for talent, as you'll also be providing your employees with a solution for all their other medical expenses. It's an alternative solution that's even better than a bonus or a pay raise. Your employees will end up pocketing three times the net value.
On this page:
What exactly does your Ambucare Flexible plan cover?
Ambucare Flexible provides your staff members with year-round coverage for their outpatient care expenses, even when unrelated to a hospital stay. Your staff members can use Ambucare Flexible to claim back any medical expenses they incur abroad (if eligible for statutory compensation payable by the Sickness Fund).
Comprehensive coverage for all of your "everyday" expenses
A state-of-the-art solution that includes additional health services
AG's health services that contribute to better mental and physical health
Your staff members will have quick, convenient access to emergency services and assistance to keep their mental and physical health in tip-top shape.
Raise your profile as a caring employer with AG's Premium solutions (see below).
Want to raise your profile as a caring employer? Add one or more of the options below:
Want to take things to the next level? Boost your attractiveness to your staff members and opt for additional protection and services, all based on your budget and the needs of your staff members. You decide which extra benefits to include yourself:
Greater flexibility
Deductible
- EUR 0, EUR 75 or EUR 125
Maximum reimbursement cap
- EUR 500, EUR 1,250 or EUR 2,500
Who can enrol in the plan?
Ambucare Flexible is available to all companies with a headcount of at least 15 employees. Employees and their family members will be enrolled:
- with no medical formalities, i.e. no additional premiums or exclusions
- with no waiting period, i.e. coverage effective immediately upon enrolment
- with no exclusions for pre-existing conditions
Want to find out more?
Read through the product summary sheet for all the details about the standard and supplementary covers.
Our handy digital tools
For you, the employer: AG EB Online
- Speed and efficiency
- Transparency
- A flexible tool
- An eco-friendly approach
- AG EB Online is included in your insurance plan
Discover the many benefits of AG EB Online.
For your staff members: MyAG Employee Benefits
- A secure, user-friendly app and platform
- Access to this tool is included in your insurance plan
1. Handy features wherever and whenever your staff members want them
- Check their covers
- Report a hospital stay and claim back medical expenses in a flash
- Have their My Healthcare Card* scanned at the pharmacy
- Request attestations of enrolment
2. Services to help your employees take care of their health (only on the app)
With the MyAG Employee Benefits app, your staff members will be entitled to a number of additional services to boost their mental resilience and physical well-being.
- A comprehensive healthcare offer:
Easy access to a wide range of front-line care and support to stay mentally and physically healthy.My Mind by AG, My Care by AG, My benefits via AG's health partners.
- AG's premium health services:
Opt for the premium version and boost your attractiveness as an employer with My Mind Premium by AG and My Care Premium by AG.
Discover the many benefits of MyAG Employee Benefits.