Your reliable source for insights and data
With nearly 3 million private customers and 280,000 business clients, AG has a wealth of data. This enables us to share valuable knowledge and insights with you. Recently, we conducted two comprehensive benchmark studies on income protection plans and the second pension pillar. The results of these studies have been compiled into detailed whitepapers, carefully crafted by experts.
Would you like to know how your current plans compare to peers and market standards?
Request your copy of the whitepapers via the buttons below!
On this page:
1. Income protection insurance
Insight into the income protection plan landscape in Belgium
Did you know that employees fall ill more often than they are hospitalised or pass away? Yet, only 18% of them have income protection insurance. Many employees fear they won't be able to maintain their standard of living in case of disability.
What does this mean for you as an employer? Well, as many as 90% would appreciate it if their employer offered income protection insurance. This is a significant advantage that employers can leverage in the ‘War for Talent’!
More info? Click here.
Podcast: Income protection insurance explained
In this podcast with ZigZagHR, Sven Desmytter, Head of Sales at AG, guides you through the complex world of income protection insurance. He highlights some key findings from our benchmark study and makes this topic accessible to everyone with clear explanations and concrete examples. Don't miss this informative and engaging video!
Available only in Dutch.
2. Supplementary pensions
Challenges of supplementary pensions and the increase in the legal minimum return
For the first time in eight years, the legal minimum return (WAP/LPC) for second-pillar pensions will increase. Additionally, the federal government wants every employee to be able to build up a supplementary pension with a contribution of at least 3% of their gross annual salary to ensure a sufficiently high replacement income later.
What does this mean for your pension plan and your legal obligations? How can you ensure the higher minimum return?
More info? Click here.
Podcast: The role of supplementary pensions in the war for talent
How do view their pensions? Do your employees trust the government to provide them with a comfortable pension? And how important do they find a supplementary pension? In this podcast, Sven Desmytter, Head of Sales at AG, delves into these questions. He explains how a strong supplementary pension plan can make your organization more attractive in the war for talent and offers practical tips to optimize your pension policy.
Available only in Dutch.