Bonus plan
Pay part or all of your employees' variable remuneration into group insurance: enjoy tax benefits and a compelling return on investment.
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AG Privilege Invest
AG Privilege Invest is a complete service designed to guide your staff members at the end of their career. It offers individually-tailored pension advice, clear guidance and a wide range of reinvestment solutions to help them continue growing their supplementary pension nest egg.
Give your staff members a helping hand in worry-free retirement.
The solution for your employees at the end of their career
With the services of AG Privilege Invest, you can offer your staff members comprehensive support right up to - and even beyond - the end of their professional journey.
Proactive advice and guidance, before and after retirement
Thanks to AG Privilege Invest, we organise information sessions for your staff members nearing retirement, giving them clarity on their options and answering key questions before they come to you.
Flexible products and tailored solutions
With AG Privilege Invest, interested employees can optimise their supplementary pension capital through several reinvestment options, each aligned with their personal goals and financial profile.
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What is AG Privilege Invest?
AG Privilege Invest brings together extensive services and a broad product offering to help ease the transition from working life to retirement. Beyond individually-tailored advice, we provide your employees with different investment options so that they can continue to grow their pension capital after they retire.
AG Privilege Invest also serves as a single point of contact for all supplementary pension-related questions.
Extensive service offering
As retirement approaches, your employees often have many questions about their pension. AG Privilege Invest provides them with clear, practical guidance at the moment they are preparing to collect their group insurance benefits. This also helps reduce the number of pension-related questions that might otherwise come your way..
Our service includes:
Group presentations at your company for your staff members nearing retirement, with explanations on how the payout process works and the decisions they will need to make.
Personalised information and guidance to help them select the most appropriate payment option for their supplementary pension benefits:
- Lump sum or annuity?
- Tax implications
- Reinvestment of pension capital
In short, one trusted point of contact and handy go-to source for many pension-related questions.
Diverse range of products
With our expert advice and broad range of investment solutions, your retired staff members can choose the approach that best fits their needs when reinvesting their lump-sum pension proceeds.
Branch 21: all or a portion of the group insurance benefits are invested in a life insurance plan with guaranteed interest rates, plus the potential to earn profit sharing.
Branch 23: all or a portion of the group insurance benefits are invested in an insurance-linked investment plan with the potential to earn higher returns, while offering no guarantees on the invested capital or future performance.
Branch 26: the lump-sum pension proceeds are invested for the short term at a guaranteed rate.
Lifetime annuity: for your staff members interested in converting all or a portion of their group insurance benefits into a lifetime annuity, in accordance with the Law on Complementary Pensions. For more information on this option, click here.
And much more.
Find out more about the three products that will help your employees make the right choice.